“Open and honest” communications are rare. People typically engage in socially acceptable conversations; problem-solving brainstorms; polite and appropriate exchanges of niceties; superficial divulgences of “confidence”; comfortable discussions of daily activities/events; confluences of mutual support/agony; comedic interpretations; nostalgic remembrances of prior days (judiciously edited for the conversation at hand); malicious gossip; entertaining breaks of humor; or [...]

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I’ve experienced scarce funds in boom times and available funds in lean times.
I prefer the latter.

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I just got notice that the bank account I opened in the 70’s (in my first decade of life) is now officially closed. For years it has just been a lingering relic that I seldom used, but for completely irrational reasons I had never chosen to close it. Well, over the weekend I decided it [...]

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